Phone System Finance (PSF), an EFS company, is in the business of providing financing and leasing options for the acquisition of phone systems. At PSF, we understand that every growing business relies on their communications capabilities. For most businesses, arranging financing can be a daunting task. PSF has been established to take the phone system procurement and financing task out of our customers' hands. We understand our customers' objectives, financial constraints, and equipment needs. Our account managers are highly trained and possess a deep understanding of equipment financing, thereby allowing our customers to focus on doing what they do best.

We continuously scrutinize our business model in order to achieve greater levels of efficiency and effectiveness. Looking back at what we have accomplished thus far, we are confident in being able to offer the following for the future:

• The most aggressive pricing in the equipment finance industry.
  For "A" quality commercial credits, we typically offer more competitive financing than the largest brand name banks. Our strategic relationships with major domestic and global funding institutions allow us to pass on our volume discounts to our clients.
  
• The ability to accomodate the entire spectrum of credit quality.
  PSF operates within multiple tiers of lending. We are able to fund transactions that represent higher levels of risk such as "start up" businesses and companies that are in a weaker credit / financial position that require structuring.
  
• An unwavering focus on customer satisfaction.
  From our initial contact with a client to the final completion of a transaction, every individual in our firm strives to exceed our client's expectations. We understand that money is a commodity. Nevertheless, even in a commodity market, we differentiate ourselves by adding the personal attention that every client deserves.
  
• High standards in all business dealings.
  The foundation of our company is built upon timely actions. PSF has a heightened level of urgency with respect to all transactions and we know that any job worth doing is worth doing well.